Lots of first time buyers are taking advantage of low property prices and low interest rates to get onto the property ladder. Here are just a few facts that may help:
10% deposit mortgages are here again.
£250 cash back towards solicitors’ costs - an offer from some lenders.
No arrangement fee - typically saving £995. Some lenders have waived their arrangement fee for first time buyers, .
Parental income - Some lenders allow a family members income (usually the parents) to be included.
703 products available for 1st time buyer on 05/07/2009. We can help you choose a product that meets your budget and your needs.
Quick tip 1 - When going round a property you like NEVER SHOW ENTHUSIASM, it makes it harder to put in an offer.
Quick tip 2 - You are more likely to get an offer accepted if you have a lenders letter showing that they agree in principle to the lending. We can sort this out for you at no cost.
Quick tip 3 - Most first time buyers are worried about budgeting. We can work this out for you, and present a financial risk analysis report so that you are clear about any financial risks you are taking.
Free booklet for first time buyers. Just email or call.
For some Really Useful help:
Telephone 07855 799 807
Or email david@usefulmortgages.co.uk
http://www.usefulmortgages.co.uk/
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